Public Health Insurance

A Public Health Insurance is an insurance system to enable the insureds to secure medical expenses, which can be too expensive to prepare by themselves.
In some countries, whether or not to join a public health insurance is left at his/her will. However, in Japan, all residents are supposed to join it. So, people regard the insurance premiums as one kind of taxes. Actually, a Japanese public insurance system is not a simple mutual-aid system but something closely connected to the govermental policy. Some part of the premiums can be used for those who do not join the insurance plan. It is because the elder generation can not cover their medical expenses, which is apt to be high. Besides, very large amount from the national budget are allotted to cover the deficiency of the insurance system.

〔In Japanese〕


3 main systems

There are 3 main plans as the Public health insurance system. I introduce them as below.

I am afraid that you can not guess the substances from its name. Especially, it may apply to SHAKAI HOKEN.

〔In Japanese〕


Classification of the insured

All people in Japan shall join one of the public health insurance plan. Please check who are supposed to be covered by each.

(1) Social Health Insurance Plan

This plan shall cover people described below.

(2) National Health Insurance Plan

This plan shall cover people described below.

(3) Long-life Medical Insurance Plan

This plan shall cover people aged 75 and over.

〔In Japanese〕


(1) 社会保険


(2) 国民健康保険


(3) 後期高齢者医療保険